Insurance

Personal Liability Insurance in Germany: What You Really Need

Personal liability insurance in Germany, called Privathaftpflichtversicherung, protects you when you accidentally injure another person or damage someone else’s property. It is not generally required by law, but it is strongly recommended because serious liability claims can cause major financial problems. This guide explains what personal liability insurance covers, what to check before choosing a […]

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How Health Insurance Works in Germany

Health insurance in Germany is generally compulsory. The right type of insurance depends on whether you are employed, self-employed, studying or joining a family member. Most residents are covered by statutory health insurance, known as gesetzliche Krankenversicherung or GKV. Some people can choose private health insurance, known as private Krankenversicherung or PKV. This guide explains

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